Thinking Ahead – Investment strategy

| April 25, 2017

Note – when we say retirement, we don’t mean at 65 years old. It could be any age at all, it’s simply a matter of planning and putting enough into that plan to make it happen when you want. At this stage it probably feels impossible to invest enough to provide a large enough amount […]

Is the USA about to step on a financial landmine?

| March 13, 2017

A fiscal time bomb waiting to blow the whole thing wide open on the 15th of March, when Obama’s debt holiday ends.

Thinking ahead – Real life example

| March 7, 2017

I had been made redundant. The pay out disappeared rapidly and finding a job was proving difficult. I was forced to do Temp work just to put food on the table. When I had work, times were good but holidays, with no pay quickly taught me I needed to have some strategy to save some […]

Thinking Ahead – Look for alternatives

| February 24, 2017

I’m not saying Finance Advisers are fake or con artists but I have doubts that they can offer value to small investors who do not have large lump sums of money to invest, those average wage earners who can only spare a little each pay

Thinking Ahead – Retirement Worries?

| February 12, 2017

For many of us, retirement probably feels a long way off – too far to think about today. Unfortunately we have memories of our Grandparents spending time with the Grand kids and travelling, and assume that we’ll retire the same way. Sorry to burst your bubble but that’s highly unlikely. In 1938, Michael Joseph Savage, […]

Super Bugs and antibiotics.

| January 16, 2017

If you are into that world ending apocalyptic stuff, a small article in The Telegraph on the 13th of January probably went unnoticed. For the some, it should scare the stuffing out of us.

Christmas and Compound Interest

| January 1, 2017

However, it might surprise you to know the most expensive gift you probably gave this Christmas, was to neither friends nor family.

P2P Lending (7) Is it right morally?

| December 26, 2016

Yes! You see you’re sucked in, just like everyone else. Fooled by the magic of compounding interest. I nearly was too!

P2P Lending (6) Free extra investments

| December 5, 2016

You’re sort of earning compound interest on your compound interest! . . . Personally I believe P2P lending will see the death of the big banking system and frankly no great loss!

P2P Lending (5) No Tax Ouch!

| November 4, 2016

Some P2P lenders do not withhold investor funds for tax. Ouch!