Thinking Ahead – Investment strategy

| April 25, 2017

Note – when we say retirement, we don’t mean at 65 years old. It could be any age at all, it’s simply a matter of planning and putting enough into that plan to make it happen when you want. At this stage it probably feels impossible to invest enough to provide a large enough amount […]

Thinking ahead – Real life example

| March 7, 2017

I had been made redundant. The pay out disappeared rapidly and finding a job was proving difficult. I was forced to do Temp work just to put food on the table. When I had work, times were good but holidays, with no pay quickly taught me I needed to have some strategy to save some […]

Thinking Ahead – Look for alternatives

| February 24, 2017

I’m not saying Finance Advisers are fake or con artists but I have doubts that they can offer value to small investors who do not have large lump sums of money to invest, those average wage earners who can only spare a little each pay

Christmas and Compound Interest

| January 1, 2017

However, it might surprise you to know the most expensive gift you probably gave this Christmas, was to neither friends nor family.

P2P Lending (7) Is it right morally?

| December 26, 2016

Yes! You see you’re sucked in, just like everyone else. Fooled by the magic of compounding interest. I nearly was too!

P2P Lending (6) Free extra investments

| December 5, 2016

You’re sort of earning compound interest on your compound interest! . . . Personally I believe P2P lending will see the death of the big banking system and frankly no great loss!

P2P Lending (4) Maximise your returns

| October 12, 2016

he way I look at it is: Murphy’s Law says that if only one person will default, the chances are it will be the one I have invested in.

P2P Lending as an Investment – (3) Starting off

| September 20, 2016

I have used Harmoney, a New Zealand based company. There will be an equivalent organisation in your country. The key factors to look for are:

P2P Lending as an investment for beginners -2

| September 13, 2016

The risks rise accordingly in relation to the interest rate. The higher the rate, the higher their assessment of the risk of default but there are some ways to reduce the effects a default would have on your total portfolio:

P2P Lending as an investment for beginners

| September 7, 2016

I found several sites that managed P2P Funding. Most wanted over $1,000 to start but to my surprise I found one here, right on my doorstep in little ol’ New Zealand that ticked all my boxes: