Thinking ahead – Real life example

| March 7, 2017

I had been made redundant. The pay out disappeared rapidly and finding a job was proving difficult. I was forced to do Temp work just to put food on the table. When I had work, times were good but holidays, with no pay quickly taught me I needed to have some strategy to save some […]

Thinking Ahead – Retirement Worries?

| February 12, 2017

For many of us, retirement probably feels a long way off – too far to think about today. Unfortunately we have memories of our Grandparents spending time with the Grand kids and travelling, and assume that we’ll retire the same way. Sorry to burst your bubble but that’s highly unlikely. In 1938, Michael Joseph Savage, […]

P2P Lending (7) Is it right morally?

| December 26, 2016

Yes! You see you’re sucked in, just like everyone else. Fooled by the magic of compounding interest. I nearly was too!

P2P Lending (6) Free extra investments

| December 5, 2016

You’re sort of earning compound interest on your compound interest! . . . Personally I believe P2P lending will see the death of the big banking system and frankly no great loss!

P2P Lending as an Investment – (3) Starting off

| September 20, 2016

I have used Harmoney, a New Zealand based company. There will be an equivalent organisation in your country. The key factors to look for are:

P2P Lending as an investment for beginners

| September 7, 2016

I found several sites that managed P2P Funding. Most wanted over $1,000 to start but to my surprise I found one here, right on my doorstep in little ol’ New Zealand that ticked all my boxes:

The Pension Crisis – Part 3 – Bridging the Gap

| August 27, 2016

For many people the simple truth is, you will either retire in poverty, becoming another family dependant or you’ll work until you are seventy something and end up in a bed in a geriatric ward . . . unless . . .