Thinking ahead – I can’t afford it

| April 30, 2017

If I was a bank today, I’d be very worried because this could spell the end of banks as a lending institution.

Thinking ahead – Real life example

| March 7, 2017

I had been made redundant. The pay out disappeared rapidly and finding a job was proving difficult. I was forced to do Temp work just to put food on the table. When I had work, times were good but holidays, with no pay quickly taught me I needed to have some strategy to save some […]

Thinking Ahead – Look for alternatives

| February 24, 2017

I’m not saying Finance Advisers are fake or con artists but I have doubts that they can offer value to small investors who do not have large lump sums of money to invest, those average wage earners who can only spare a little each pay

Thinking Ahead – Retirement Worries?

| February 12, 2017

For many of us, retirement probably feels a long way off – too far to think about today. Unfortunately we have memories of our Grandparents spending time with the Grand kids and travelling, and assume that we’ll retire the same way. Sorry to burst your bubble but that’s highly unlikely. In 1938, Michael Joseph Savage, […]

P2P Lending as an investment for beginners -2

| September 13, 2016

The risks rise accordingly in relation to the interest rate. The higher the rate, the higher their assessment of the risk of default but there are some ways to reduce the effects a default would have on your total portfolio:

The Pension Crisis – Part 3 – Bridging the Gap

| August 27, 2016

For many people the simple truth is, you will either retire in poverty, becoming another family dependant or you’ll work until you are seventy something and end up in a bed in a geriatric ward . . . unless . . .