Thinking ahead – I can’t afford it

| April 30, 2017

If I was a bank today, I’d be very worried because this could spell the end of banks as a lending institution.

Thinking Ahead – Look for alternatives

| February 24, 2017

I’m not saying Finance Advisers are fake or con artists but I have doubts that they can offer value to small investors who do not have large lump sums of money to invest, those average wage earners who can only spare a little each pay

P2P Lending (5) No Tax Ouch!

| November 4, 2016

Some P2P lenders do not withhold investor funds for tax. Ouch!

P2P Lending (4) Maximise your returns

| October 12, 2016

he way I look at it is: Murphy’s Law says that if only one person will default, the chances are it will be the one I have invested in.

P2P Lending as an Investment – (3) Starting off

| September 20, 2016

I have used Harmoney, a New Zealand based company. There will be an equivalent organisation in your country. The key factors to look for are:

P2P Lending as an investment for beginners -2

| September 13, 2016

The risks rise accordingly in relation to the interest rate. The higher the rate, the higher their assessment of the risk of default but there are some ways to reduce the effects a default would have on your total portfolio:

P2P Lending as an investment for beginners

| September 7, 2016

I found several sites that managed P2P Funding. Most wanted over $1,000 to start but to my surprise I found one here, right on my doorstep in little ol’ New Zealand that ticked all my boxes: